INSURANCE DETAILS

Vehicle Insurance


Vehicle insurance is the category of insurance products that cover, surprisingly enough, vehicles.

These can be any sort of vehicle that you can think of, with of course the most common product among these being car insurance, but there are also products available for trucks, motorcycles, vans and other road vehicles - and even specialist products for things like water-based vehicles too.

The requirement for vehicle insurance legally in most countries is what makes it one of the most common forms of insurance - it has been a legal requirement in the UK, for instance, to have some form of vehicle insurance since 1930: the minimum required is third-party personal injury insurance. It is an offence to drive without insurance on public land.

Most commonly vehicle insurance offers protection against the costs that occur when there is some sort of accident - such as a car crash or something else that causes physical damage to the car or the driver or passengers of any vehicles that are involved with the accident.

Vehicle insurance can also cover things that do not relate to accidents directly, such as fire that damages the car and also theft of the vehicle too. There are a variety of types of cover available and generally the more comprehensive the policy, the higher the cost too. There is a separate article that goes into more detail about the different type of car insurance products available on the market. For those learning to drive in the UK, the theory test may ask questions relating to insurance and the legal requirements, so it is important to understand these in advance of taking that test, as well as of course being important to understand the legal requirements as a responsible driver anyhow.

Related Articles...

Property Insurance
Property insurance is a product that applies specifically to property, and has various different types of specific that are subsets of the general umbrella term 'property insurance'. Specific...

Flood Insurance
Flood insurance is a specific product under the umbrella of insurance and it covers - as the name suggests - losses that occur due to flooding. In many cases, this form of protection (flood...

Prize Indemnity Insurance
Prize indemnity insurance is a purchase that would be considered by someone offering a large prize and thus could stand to lose a considerable sum of money. This form of insurance would mean that...

Home Insurance
Home insurance is one of the most common types of insurance product, and anyone who has a home will be familiar with it. Home insurance is usually contrasted with contents insurance, which is a...

Saving on Home Insurance
Home insurance splits into the bricks and mortar insurance - buildings insurance - and the stuff that you put inside your house such as your valuables - the contents, hence that bit is called the...

Bicycle Insurance
Bicycle insurance, as with all insurance products, gives you a way to deal with the risk of having something happen to your bicycle - depending on the product you choose - and therefore having the...

Agricultural Insurance
Agricultural insurance is a niche type of insurance product that is available for those who work in specific areas of agriculture. This type of product could offer piece of mind against various...

Health Insurance
One of the most common insurance products is health insurance, a broad umbrella category that covers any sort of insurance product that helps an individual mitigate against the expenses that are...

Payment Protection Insurance
Until a few years ago, not many people would have heard of Payment Protection Insurance, commonly referred to as PPI. Now it is almost inescapable, with TV adverts and text messages bombarding...

Saving Money on Car Insurance
Like with most types of insurance, the car insurance sector is extremely competitive. There are a lot of providers of this product, but also a lot of different factors that are taken into account to...

 © © Insurance Details    |    Copyright and disclaimer    |    Insurance Details