Insurance Explained

Types of Insurance

Cycling Insurance
Contents Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Travel Insurance
Van Insurance

Saving Money On...

Car Insurance
Home Insurance


Contact us
Advertising Enquiries

Van Insurance

Most people know about car insurance, but what about van insurance? Clearly if you drive a van then you need to know about van insurance.

There are various different types of van insurance which offer different forms of protection and therefore have different types of costs associated with them.

Firstly there is third party insurance, which is the least costly of the types of insurance available. With this product, there is the minimum of cover, and indeed this is the minimum type of cover that is allowed by law in most countries. The policies in this category will not pay out for such things as damage to the vehicle if there is an accident, or theft of it, or indeed costs associated with fixing the van.

The next level of cover up includes third party still, of course, but adds fire and theft cover. It is pretty self-explanatory what the additional benefits of this type of cover are - and of course the cost of the product is higher too, compared to purely having third party cover.

The most expensive of the types of cover is the fully comprehensive plan - which as the name implies, is comprehensive. Although it is detailed as fully comprehensive, there may still be things that are not covered by it, and for which instead some other sort of breakdown cover is required.

As with many insurance products, there are all sorts of different types and nuances out there and indeed specialist products on the market too. For instance different types for couriers and other sorts of jobs related to van driving.

Remember that you will need to state what the usage of your van is when getting quotes for van insurance - eg whether it is for carrying your own goods or for haulage or whatever other reason your van will be used for.

As with all insurance products, one should shop around then taking out van insurance as there are so many providers out there and with many different requirements to take into account, it is worth getting a range of different quotes.

As ever, those who are younger will generally have higher costs to contend with as generally there is more likely to be an accident and hence a claim for the younger driver meaning that premiums are higher. However there are specialist providers out there for younger van drivers so again it is worth contacting those options too when looking into which type to take out.

Related Articles...

Property Insurance
Property insurance is a product that applies specifically to property, and has various different types of specific that are subsets of the general umbrella term 'property insurance'. Specific...

Vehicle Insurance
Vehicle insurance is the category of insurance products that cover, surprisingly enough, vehicles. These can be any sort of vehicle that you can think of, with of course the most common product...

Bicycle Insurance
Bicycle insurance, as with all insurance products, gives you a way to deal with the risk of having something happen to your bicycle - depending on the product you choose - and therefore having the...

Home Insurance
Home insurance is one of the most common types of insurance product, and anyone who has a home will be familiar with it. Home insurance is usually contrasted with contents insurance, which is a...

GAP Insurance
If you have bought a car in recent times, then you will probably have come across GAP insurance as the vendor will have asked you if you want GAP insurance or not. If you are not familiar with...

Income Insurance
Income insurance is sometimes referred to as income protection insurance. As the name suggests, this product is focused around what you earn from work. This type of policy is something that will...

Travel Insurance
One of the most common forms of insurance product is travel insurance. Wherever there is travel involved, there is invariably risk, and infact a range of risks, and therefore an insurance product...

Flood Insurance
Flood insurance is a specific product under the umbrella of insurance and it covers - as the name suggests - losses that occur due to flooding. In many cases, this form of protection (flood...

Health Insurance
One of the most common insurance products is health insurance, a broad umbrella category that covers any sort of insurance product that helps an individual mitigate against the expenses that are...

Types of Car Insurance
There are various different types of car insurance product that are available in the UK. The minimum level of cover that is available to meet legal requirements is a product called third party...