Motorbike insurance might sound like a bit of a niche category of insurance, but there are actually a huge number of people who ride these sorts of vehicles, and so even within this there are subcategories depending on the type of vehicle you wish to cover.
Firstly it should be noted the difference between a machine with a motor and one that not - a push bike - standard bicycle insurance is a quite separate product.
With motorbikes one might be looking for motorbike cover, which again breaks down very much depending on what type of motorbike you have and it's power, just like it will cost more to insure a ferrari compared to a standard town car, so with a super-duper motorbike costs will be higher. Indeed some insurers will break down the types of insurance they offer within the motorbike category to commuters, sportsbikes, off road biking activities, those used for touring and more besides - even customising policies to exact needs.
Other types of vehicle that can be covered include mopeds and scooters, and again there are providers who offer specific levels of cover for those vehicles.
Clearly if you own a motorbike then you will want to ensure that you get a good deal on your insurance, and also ensure that it offers the level of protection that you require and feel comfortable with.
In terms of what is covered, then clearly options include things like breakdown cover, legal cover and can include cover for things like your leathers and helmet too. There are all the usual options you'd expect to see: third party cover alone, then third party cover together with fire and theft cover, and then the fully comprehensive cover - which as you'd expect is the most expensive although it covers the widest amount of eventualities. Together with this there may be various other extras you can add too.
Various factors will be taken into account when you get a quote, and you can get a good idea of these by looking at some online comparison sites for motorbike insurance to get a feel for this. Clearly you will need to get a good idea of what the value of your motorcycle is if you don't already know, and know your mileage, and also you will need to know when you purchased the bike. Remember that parking a motorbike securely, say in a garage, is seen as a plus, and if you do this and mention it on your quote then it can lead to a slightly lower total cost.
Finally if you are an advanced driver - as in you have an advanced qualified in motorcycle riding, then again mention this when getting quotes.
Contents insurance is a type of insurance product that covers the items that you have - the contents - of your home.
There are a range of different providers of contents insurance out there on...
Most people know about car insurance, but what about van insurance? Clearly if you drive a van then you need to know about van insurance.
There are various different types of van insurance which...
Prize Indemnity Insurance
Prize indemnity insurance is a purchase that would be considered by someone offering a large prize and thus could stand to lose a considerable sum of money. This form of insurance would mean that...
Home insurance is one of the most common types of insurance product, and anyone who has a home will be familiar with it. Home insurance is usually contrasted with contents insurance, which is a...
Types of Car Insurance
There are various different types of car insurance product that are available in the UK.
The minimum level of cover that is available to meet legal requirements is a product called third party...
Vehicle insurance is the category of insurance products that cover, surprisingly enough, vehicles.
These can be any sort of vehicle that you can think of, with of course the most common product...
What Is Insurance?
What exactly is insurance?
It sounds like a very basic concept, but it is important to know what insurance is, in order to work out why insurance is so essential to modern-day activities, and why...
If you have bought a car in recent times, then you will probably have come across GAP insurance as the vendor will have asked you if you want GAP insurance or not. If you are not familiar with...
Property insurance is a product that applies specifically to property, and has various different types of specific that are subsets of the general umbrella term 'property insurance'.
There are two main types of crop yield insurance available, which come under the category of types of agricultural insurance product.
It is self-explanatory what crop insurance guards against -...